Santander 123 account and credit card

by , 30 Sep 2012
Santander Current Accounts
Rewards that add up for everyday bills and shopping
Recommended by Shog

I was always a little suspicious of the Santander 123 offer it sounds too goo to be true and I was looking for a catch.

So month one over and all the usual direct debits have been paid and they gave me £20 for doing so, then without any changes to the account or need to reapply they are giving me 1% back on my mortgage payments so by Christmas I will have earned £110 so I simply do not see why anyone who pays monthly bills would not have this account.

The ebanking app and iPhone app are great and I have had nothing but great service from their call centres throughout the UK.

I haven't got my 123 credit card statement yet however I think I have added approx £12 to my monthly cash back.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Responses

add your response here

I have had this 123 account for several months, and it is great. I haven't gone for the credit card, though, because I don't have a mortgage and my petrol consumption is too low to make it financially viable, particularly as although I believe it is free pro tem, it is going to be charged after 6 months.

by dejayr, 30 Sep 2012

Posts within the money.co.uk community represent the views, experiences and opinions of members and experts only. They should not be taken as financial advice and should not be followed without further research.

More Reviews on Current Accounts