I would recommend this product with a few reservations . The main disadvantage is the cost = ?24 per year but considering I have already got ?15 cashback in 3 months then I think I am going to be quids in at the end of the year if I pay every month in full. With petrol being so expensive the 3% cashback is good to a max of ?300 per month . The other drawback is that this card is not valid at a lot of Dept Stores . The card arrived quickly with no lengthy form filling and the staff were helpful and explained everything. Monthly statements are easy to read and arrive with plenty of time and options to pay them.
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