"Decided to give Sainsburys Bank a go for a 10k loan because it was offering 4.6% over 5 years compared to my lloyds banks 6.4%. It was mostly to consolidate some debts and a little extra to buy a television. Next thing I know I have some sainsburys guy calling me and arguing about whether my TV would cost 500 or a 1000! I said I did not know I had not looked yet and he said 'well, which is it? Were not giving you money to sit in your bank account." I suppose..." more
"Good apr and very easy to set up online."
"Easy to set up, got a good interest rate"
"I found this set up very easy and had the advice from Customer Services. Had to chase the money a bit though to get it in the bank because of clerical errors."
"no problems so far."
"Easy to apply and reasonable interest rate."
"would use them again"
"Fair rate of apr"
"Easy to set up and possible to change. The no payment for three months rule at the start helps too! I'd recommend."
"The Sainsbury's loan is a competitive rate (9.7% for me), was easy to apply for and the loan documentation was clear. I reapplied for this loan to incorporate another debt thereby increasing the loan amount but enabling me to have one payment a month so easier to manage. There was no problem with me taking out the new loan and it all went through smoothly. To avoid the cost of a courrier for the paperwork (a service they offer), just opt for first class post as the..." more
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